Credit Risk Analyst

Job Facts

Minimum Requirements

• Preferred relevant post-graduate Degree with mathematical or statistical oriented subjects
• Business Science Degree or Business finance degree
• 3+ or more years’ Qualifications and Experience required (built and implemented statistical models)
• Investigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findings
• Create new account management strategies to optimise the business objectives within specific constraints
• Undertaking analysis to determine the impact of strategy changes to areas of application and account management strategies
• Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders
• Forecasting and monitoring implemented strategies using statistical techniques
• Project manage the implementation of strategy changes into live systems
• Credit scoring experience (highly advantageous)
• Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
• Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations
• Monitor portfolio performance and ensure book performance meet pre-defined KPI’s by pro-actively proposing changes
• Modelling Responsibilities Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
• Key Responsibilities Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
• and Experience Preferred relevant post-graduate Degree with mathematical or statistical oriented subjects

Responsibilities

• Assist team to achieve a balanced credit portfolio by accurately forecasting expected results
• Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations
• Monitor portfolio performance and ensure book performance meet pre-defined KPI’s by pro-actively proposing changes
• Modelling Responsibilities Assist team to achieve a balanced credit portfolio by accurately forecasting expected results