Business and Commercial Banking (Bcb) SA Business Solutioning Graduate Programme – Product Economics

Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Minimum Requirements

• BSc Mathematics
• BSc Actuarial
• BSc Statistics
• BSc Econometrics
• Must be a South African citizen.
• Should you have work experience, it should not exceed 12 months.
• Matric certificate to be submitted with application.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Responsibilities

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.
• Develop, maintain, and enhance pricing models using mathematical modelling and statistical analysis to support revenue optimization and competitive positioning.
• Apply advanced data analytics techniques to identify trends, risks, and opportunities that inform pricing strategies and business decisions.
• Design and deploy AI and machine learning models to deliver predictive insights, automate pricing-related processes, and improve decision accuracy.
• Build and maintain interactive dashboards and reporting solutions (e.g. Power BI, Tableau, Python-based visualisations) to provide timely, actionable insights to stakeholders.
• Translate complex analytical findings into clear, data-driven recommendations that support strategic and operational decision-making.
• Partner with cross-functional teams (e.g. finance, product, risk, and technology) to align pricing strategies with business objectives, regulatory requirements, and customer needs.
• Identify opportunities for process optimisation and automation to improve operational efficiency, reduce costs, and increase scalability.
• Monitor and evaluate pricing performance, model accuracy, and business impact, continuously refining approaches based on outcomes and feedback.
• Ensure data integrity, governance, and best practices are followed in all analytical and reporting activities.
• Support the bank’s broader innovation and growth agenda by proactively exploring new analytical methods, tools, and technologies.